Category

• Compliance & Legal
• September 29, 2026

Why You Must Maintain an Active 401(k) Plan in Your New Business — and What It Costs

One aspect of the Rollover for Business Startup (ROBS) structure that surprises some new business owners is that the 401(k)-plan created as part of the ROBS transaction does not simply disappear after the initial rollover....

• Compliance & Legal
• September 29, 2026

ERISA and ROBS: Understanding Your Fiduciary Duties as Both Owner and Plan Trustee

• ROBS Basics
• September 29, 2026

What Is ROBS? A Plain-Language Guide to Using Your 401(k) to Fund a Business

Starting a business requires capital, and for many aspiring entrepreneurs, the largest pool of money they have access to is sitting in a retirement account. If you have a 401(k) or similar retirement savings, there...

• Compliance & Legal
• September 29, 2026

How to Properly Document Your ROBS Transaction

• ROBS Basics
• September 29, 2026

The 4-Step Process to Roll Your 401(k) Into a New Business Without Early Withdrawal Penalties

• Funding Strategies
• September 29, 2026

ROBS vs. SBA Loan vs. Personal Savings: Which Startup Funding Path Is Right for You?

• ROBS Basics
• September 29, 2026

How a C Corporation Unlocks Your Retirement Funds for Business Startup Capital

• Funding Strategies
• September 29, 2026

401(k) Business Funding vs. Early Withdrawal: A True Cost Comparison

• ROBS Basics
• September 29, 2026

Eligible Retirement Accounts for ROBS: 401(k), IRA, 403(b) — What Qualifies?

• Risks & Decision-Making
• September 29, 2026

The Risks of Using Your 401(k) to Fund a Business — and How to Mitigate Them