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ROBS & 401(k) Funding

Articles about ROBS and using retirement funds to finance a business startup.

Using ROBS to Buy a Franchise: A Step-by-Step Financial Blueprint
  • Funding Strategies
  • September 29, 2026

Using ROBS to Buy a Franchise: A Step-by-Step Financial Blueprint

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How to Rebuild Your Retirement Savings After Using ROBS to Launch Your Business
  • Funding Strategies
  • September 29, 2026

How to Rebuild Your Retirement Savings After Using ROBS to Launch Your Business

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Timing Your ROBS: When in Your Career Does Using Your 401(k) Make the Most Sense?
  • Risks & Decision-Making
  • September 29, 2026

Timing Your ROBS: When in Your Career Does Using Your 401(k) Make the Most Sense?

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ROBS Compliance Checklist: Keeping Your Plan Legally Bulletproof Year After Year
  • Compliance & Legal
  • September 29, 2026

ROBS Compliance Checklist: Keeping Your Plan Legally Bulletproof Year After Year

Establishing a Rollover for Business Startup (ROBS) arrangement is only the beginning. To maintain the legal integrity of the structure — and to protect yourself from plan disqualification — ongoing compliance is essential with the...

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Why You Must Maintain an Active 401(k) Plan in Your New Business — and What It Costs
  • Compliance & Legal
  • September 29, 2026

Why You Must Maintain an Active 401(k) Plan in Your New Business — and What It Costs

One aspect of the Rollover for Business Startup (ROBS) structure that surprises some new business owners is that the 401(k)-plan created as part of the ROBS transaction does not simply disappear after the initial rollover....

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ERISA and ROBS: Understanding Your Fiduciary Duties as Both Owner and Plan Trustee
  • Compliance & Legal
  • September 29, 2026

ERISA and ROBS: Understanding Your Fiduciary Duties as Both Owner and Plan Trustee

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What Is ROBS? A Plain-Language Guide to Using Your 401(k) to Fund a Business
  • ROBS Basics
  • September 29, 2026

What Is ROBS? A Plain-Language Guide to Using Your 401(k) to Fund a Business

Starting a business requires capital, and for many aspiring entrepreneurs, the largest pool of money they have access to is sitting in a retirement account. If you have a 401(k) or similar retirement savings, there...

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How to Properly Document Your ROBS Transaction
  • Compliance & Legal
  • September 29, 2026

How to Properly Document Your ROBS Transaction

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The 4-Step Process to Roll Your 401(k) Into a New Business Without Early Withdrawal Penalties
  • ROBS Basics
  • September 29, 2026

The 4-Step Process to Roll Your 401(k) Into a New Business Without Early Withdrawal Penalties

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ROBS vs. SBA Loan vs. Personal Savings: Which Startup Funding Path Is Right for You?
  • Funding Strategies
  • September 29, 2026

ROBS vs. SBA Loan vs. Personal Savings: Which Startup Funding Path Is Right for You?

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  • Compliance & Legal
  • Funding Strategies
  • Risks & Decision-Making
  • ROBS & 401(k) Funding
  • ROBS Basics

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  • robs
  • robs compliance
  • form 5500
  • startup capital
  • debt-free financing
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We help individuals fund their business using 401(k) or IRA money. Rollover as Business Startups (ROBS). No bank loans, no money or interest to pay back, with 40% saved in taxes and 50% saved in fees.

602-291-9800 randy@businessfundingtrust.com
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