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ROBS & 401(k) Funding

Articles about ROBS and using retirement funds to finance a business startup.

How a C Corporation Unlocks Your Retirement Funds for Business Startup Capital
  • ROBS Basics
  • September 29, 2026

How a C Corporation Unlocks Your Retirement Funds for Business Startup Capital

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401(k) Business Funding vs. Early Withdrawal: A True Cost Comparison
  • Funding Strategies
  • September 29, 2026

401(k) Business Funding vs. Early Withdrawal: A True Cost Comparison

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Eligible Retirement Accounts for ROBS: 401(k), IRA, 403(b) — What Qualifies?
  • ROBS Basics
  • September 29, 2026

Eligible Retirement Accounts for ROBS: 401(k), IRA, 403(b) — What Qualifies?

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The Risks of Using Your 401(k) to Fund a Business — and How to Mitigate Them
  • Risks & Decision-Making
  • September 29, 2026

The Risks of Using Your 401(k) to Fund a Business — and How to Mitigate Them

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What Happens to Your Retirement If Your ROBS-Funded Business Fails?
  • Risks & Decision-Making
  • September 29, 2026

What Happens to Your Retirement If Your ROBS-Funded Business Fails?

No entrepreneur starts a business expecting to fail, but understanding the worst-case scenario is a critical part of responsible financial planning with Business Funding Trust. If you use the Rollover for Business Startup (ROBS) strategy...

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5 ROBS Compliance Mistakes That Put Your Plan at Risk
  • Compliance & Legal
  • September 29, 2026

5 ROBS Compliance Mistakes That Put Your Plan at Risk

The IRS is aware of the Rollover for Business Startup (ROBS) structure and has determined it is legal. There are requirements for the process. That makes it important to work with a partner like Business...

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Does the IRS Label ROBS a ‘Questionable Transaction’ — and What That Really Means
  • Compliance & Legal
  • September 29, 2026

Does the IRS Label ROBS a ‘Questionable Transaction’ — and What That Really Means

If you have researched the Rollover for Business Startup (ROBS) strategy, you may have encountered the fact that the IRS has described it as a transaction of interest or, in some IRS publications, characterized it...

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Is ROBS Right for You? 7 Questions to Ask Before Tapping Your Retirement Savings
  • Risks & Decision-Making
  • September 29, 2026

Is ROBS Right for You? 7 Questions to Ask Before Tapping Your Retirement Savings

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How to Combine ROBS with an SBA Loan to Maximize Your Startup Capital
  • Funding Strategies
  • September 29, 2026

How to Combine ROBS with an SBA Loan to Maximize Your Startup Capital

For entrepreneurs who need more capital than their retirement savings can provide, combining the Rollover for Business Startup (ROBS) strategy with a Small Business Administration (SBA) loan is a well-established approach. This combination can significantly...

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ROBS Success Stories vs. Cautionary Tales: What Separates Those Who Thrive from Those Who Don’t
  • Risks & Decision-Making
  • September 29, 2026

ROBS Success Stories vs. Cautionary Tales: What Separates Those Who Thrive from Those Who Don’t

The Rollover for Business Startup (ROBS) strategy has helped thousands of entrepreneurs launch with Business Funding Trust and grow successful businesses. It has also, in some cases without their help, resulted in ventures that did...

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Categories

  • Compliance & Legal
  • Funding Strategies
  • Risks & Decision-Making
  • ROBS & 401(k) Funding
  • ROBS Basics

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  • robs
  • robs compliance
  • form 5500
  • startup capital
  • debt-free financing
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We help individuals fund their business using 401(k) or IRA money. Rollover as Business Startups (ROBS). No bank loans, no money or interest to pay back, with 40% saved in taxes and 50% saved in fees.

602-291-9800 randy@businessfundingtrust.com
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